General liability coverage can play a critical role in protecting your business against claims of bodily injury or property damage that occurs on your company property or as a result of your business operations. We can custom-tailor your business’ general liability policy to match the risks involved in your specific business and to provide critical protection against potential lawsuits. In addition to property damage and bodily injury, general liability policies can also cover medical payments and claims of libel or slander as well as covering the costs of any legal defense.
Sometimes referred to as errors and omissions insurance or E&O, this type of coverage protects your business against claims that you or one of your employees was negligent in providing information or guidance, including omitting important information about your services or products or their use. E&O claims can be very costly, and having professional liability insurance in place is the best way of protecting your business.
Employment Practices Liability Insurance
This is commonly known as EPLI. This coverage is essential in protecting your company in the event of a claim alleging some type of discrimination, including claims based on race, sex, age or disability. This also includes harassment, wrongful termination and breach of contract and other issues related to employment practices. EPLI coverage is especially important for smaller companies without in-house legal departments to handle claims.
Designing coverage for any business can be a complex process since each business’ needs are significantly different. Even businesses within the same industry can have vastly different needs when it comes to insurance. At EP&B Insurance, we help business owner’s from all industries get the coverage they need at a price that works within their budgets. Give us a call today at (651) 771-8111 and learn how we can help you.